1. Acceptance of Terms
By accessing or using this website, you agree to comply with these Website Terms & Conditions of Use. If you do not agree, please do not use the site.

2. Use License
You are permitted temporary, non-exclusive access to use the site for personal, non-commercial purposes. You must not copy, republish, modify, distribute, or use any part of the site without prior permission.

3. Intellectual Property
All content on this site—text, images, logos, and resources—is owned or licensed by As Folk Coaching and protected under copyright and trademark laws. Unauthorised use of site material is not permitted.

4. Confidentiality & Privacy
Any personal or business information you provide through this site (outside of publicly available data) will be treated in accordance with our Privacy Policy and will not be shared with third parties without your consent, unless required by law.

5. Changes to Terms
We may update these Terms at any time without notice. It’s your responsibility to review the terms regularly, as continued use signifies acceptance of any changes.

6. Acceptable Use
You agree to use this site lawfully and not for any unlawful or harmful purposes. This includes refraining from uploading content that is abusive, defamatory, or infringes upon others’ rights.

7. Digital Products & Services

• If you purchase any digital tools or resources here, these are made available under specific terms that apply at the time of purchase.

• For coaching packages or investment options, a separate service agreement will outline the full terms for that engagement.

8. Limitation of Liability
The site and its contents are provided “as is,” without guarantee. We are not liable for any indirect or consequential loss resulting from your use of the site.

9. Governing Law
These Terms are governed by the laws of England & Wales. Any disputes related to the site will fall under the exclusive jurisdiction of its courts.